@import "https://fonts.googleapis.com/css2?family=IBM+Plex+Sans:ital,wght@0,300;0,400;0,500;0,600;0,700;1,400&display=swap";:root{--orange:#fc9704;--orange-dark:#e08603;--orange-light:#fef3dc;--navy:#0d2137;--navy-mid:#1a3a5c;--navy-light:#2a5080;--white:#fff;--gray-50:#f7f9fc;--gray-100:#eef2f7;--gray-200:#dde3ec;--gray-400:#8c96a8;--gray-600:#4a5568;--gray-800:#1a202c;--text:#1a2438;--font:"IBM Plex Sans", "Helvetica Neue", sans-serif;--radius:10px;--shadow-sm:0 1px 3px #0d213712, 0 1px 2px #0d21370a;--shadow-md:0 4px 16px #0d21371a, 0 2px 6px #0d21370f;--shadow-lg:0 10px 40px #0d213724, 0 4px 12px #0d213714;--transition:.15s cubic-bezier(.4,0,.2,1)}*,:before,:after{box-sizing:border-box}html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}body{font-family:var(--font);color:var(--text);background:var(--white);-webkit-font-smoothing:antialiased;margin:0;line-height:1.6}@media (prefers-reduced-motion:reduce){*,:before,:after{transition-duration:.01ms!important;animation-duration:.01ms!important}}.nav-wrapper{z-index:100;-webkit-backdrop-filter:blur(12px);border-bottom:1px solid var(--gray-100);background:#fffffff7;position:sticky;top:0;box-shadow:0 1px #0d21370f}.nav-logo-badge{background:var(--orange);width:40px;height:40px;transition:transform var(--transition);border-radius:8px;flex-shrink:0;justify-content:center;align-items:center;display:flex}.nav-logo-badge:hover{transform:scale(1.04)}.nav-dropdown-group{position:relative}.nav-dropdown{background:var(--white);border:1px solid var(--gray-100);border-radius:var(--radius);min-width:220px;box-shadow:var(--shadow-lg);opacity:0;visibility:hidden;transition:opacity var(--transition), visibility var(--transition), transform var(--transition);pointer-events:none;padding:14px 0 6px;position:absolute;top:100%;left:0;transform:translateY(-6px)}.nav-dropdown-group:hover .nav-dropdown,.nav-dropdown-group:focus-within .nav-dropdown{opacity:1;visibility:visible;pointer-events:auto;transform:translateY(0)}.nav-dropdown a{color:var(--gray-600);transition:background var(--transition), color var(--transition);align-items:center;gap:10px;padding:9px 16px;font-size:14px;font-weight:500;text-decoration:none;display:flex}.nav-dropdown a:hover{background:var(--orange-light);color:var(--orange-dark)}.nav-dropdown a .dot{background:var(--orange);border-radius:50%;flex-shrink:0;width:6px;height:6px}.nav-dropdown hr{border:none;border-top:1px solid var(--gray-100);margin:4px 0}.nav-link{color:var(--navy);transition:background var(--transition), color var(--transition);cursor:pointer;font-size:15px;font-weight:500;font-family:var(--font);background:0 0;border:none;border-radius:8px;align-items:center;gap:4px;padding:8px 14px;text-decoration:none;display:flex}.nav-link:hover{background:var(--orange-light);color:var(--orange)}.nav-link.active{color:var(--orange)}.btn-primary{background:var(--orange);color:var(--white);font-family:var(--font);cursor:pointer;transition:background var(--transition), transform var(--transition), box-shadow var(--transition);white-space:nowrap;border:none;border-radius:8px;justify-content:center;align-items:center;gap:8px;padding:10px 24px;font-size:15px;font-weight:600;text-decoration:none;display:inline-flex;box-shadow:0 2px 8px #fc97044d}.btn-primary:hover{background:var(--orange-dark);transform:translateY(-1px);box-shadow:0 4px 16px #fc970466}.btn-primary:active{transform:translateY(0)}.btn-login{background:var(--navy);color:var(--white);font-family:var(--font);cursor:pointer;transition:background var(--transition), transform var(--transition), box-shadow var(--transition);white-space:nowrap;border:none;border-radius:8px;justify-content:center;align-items:center;gap:6px;margin-left:8px;padding:10px 16px;font-size:14px;font-weight:600;text-decoration:none;display:inline-flex;box-shadow:0 2px 8px #0d213733}.btn-login:hover{background:#1a3a60;transform:translateY(-1px);box-shadow:0 4px 16px #0d21374d}.btn-login:active{transform:translateY(0)}.btn-secondary{color:var(--orange);font-family:var(--font);border:2px solid var(--orange);cursor:pointer;transition:background var(--transition), transform var(--transition);background:0 0;border-radius:8px;justify-content:center;align-items:center;gap:8px;padding:10px 24px;font-size:15px;font-weight:600;text-decoration:none;display:inline-flex}.btn-secondary:hover{background:var(--orange-light);transform:translateY(-1px)}.btn-outline-white{color:var(--white);font-family:var(--font);cursor:pointer;transition:background var(--transition), border-color var(--transition);background:0 0;border:2px solid #fff9;border-radius:8px;justify-content:center;align-items:center;gap:8px;padding:10px 24px;font-size:15px;font-weight:600;text-decoration:none;display:inline-flex}.btn-outline-white:hover{background:#ffffff1f;border-color:#ffffffe6}.hero{background:var(--navy);background-image:radial-gradient(80% 60% at 10% 100%,#fc97041f 0%,#0000 60%),radial-gradient(60% 80% at 90% 0,#0d2137a6 0%,#0000 70%),linear-gradient(135deg,#0d2137bf 0%,#1a3a5ca6 100%),url(/background.jpg);background-position:50%;background-repeat:no-repeat;background-size:cover;position:relative;overflow:hidden}.hero:before{content:"";pointer-events:none;background-image:radial-gradient(circle at 1px 1px,#ffffff0a 1px,#0000 0);background-size:40px 40px;position:absolute;inset:0}.hero-page{background:var(--navy);background-image:linear-gradient(135deg,#0d2137 0%,#1a3a5c 100%);padding:72px 0 56px;position:relative;overflow:hidden}.hero-page:before{content:"";background-image:radial-gradient(circle at 1px 1px,#ffffff0a 1px,#0000 0);background-size:40px 40px;position:absolute;inset:0}.hero-page-title{color:var(--white);margin:0 0 14px;font-size:clamp(28px,4vw,44px);font-weight:700;line-height:1.2}.hero-page-sub{color:#ffffffbf;max-width:580px;margin:0;font-size:17px;font-weight:400;line-height:1.6}.section{padding:80px 0}.section-sm{padding:56px 0}.section-alt{background:var(--gray-50)}.section-navy{background:var(--navy)}.container{max-width:1200px;margin:0 auto;padding:0 24px}@media (width>=640px){.container{padding:0 32px}}@media (width>=1024px){.container{padding:0 40px}}.section-label{letter-spacing:.08em;text-transform:uppercase;color:var(--orange);align-items:center;gap:8px;margin-bottom:14px;font-size:12px;font-weight:700;display:inline-flex}.section-label:before{content:"";background:var(--orange);border-radius:2px;width:20px;height:2px}.section-title{color:var(--navy);margin:0 0 16px;font-size:clamp(26px,3.5vw,40px);font-weight:700;line-height:1.22}.section-title-white{color:var(--white)}.section-desc{color:var(--gray-600);max-width:620px;margin:0;font-size:17px;font-weight:400;line-height:1.65}.card{background:var(--white);border:1px solid var(--gray-100);box-shadow:var(--shadow-sm);transition:box-shadow var(--transition), transform var(--transition);border-radius:14px;padding:28px}.card:hover{box-shadow:var(--shadow-md);transform:translateY(-2px)}.card-orange-top{border-top:3px solid var(--orange)}.card-path{background:var(--white);border:1px solid var(--gray-100);text-align:center;box-shadow:var(--shadow-sm);cursor:pointer;border-radius:16px;padding:36px 28px;text-decoration:none;transition:all .2s;display:block}.card-path:hover{border-color:var(--orange);transform:translateY(-3px);box-shadow:0 8px 32px #fc970426}.card-path-icon{background:var(--orange-light);width:64px;height:64px;transition:background var(--transition);border-radius:16px;justify-content:center;align-items:center;margin:0 auto 20px;display:flex}.card-path:hover .card-path-icon{background:var(--orange)}.card-path:hover .card-path-icon svg{color:var(--white);fill:#fff}.stat-number{color:var(--orange);font-size:clamp(36px,5vw,60px);font-weight:700;line-height:1}.step-number{background:var(--orange);width:44px;height:44px;color:var(--white);border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;font-size:18px;font-weight:700;display:flex}.check-list{margin:0;padding:0;list-style:none}.check-list li{color:var(--gray-600);align-items:flex-start;gap:12px;padding:8px 0;font-size:15px;line-height:1.55;display:flex}.check-list li:before{content:"";background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20' fill='%23FC9704'%3E%3Cpath fill-rule='evenodd' d='M10 18a8 8 0 100-16 8 8 0 000 16zm3.857-9.809a.75.75 0 00-1.214-.882l-3.483 4.79-1.88-1.88a.75.75 0 10-1.06 1.061l2.5 2.5a.75.75 0 001.137-.089l4-5.5z' clip-rule='evenodd'/%3E%3C/svg%3E") 50%/contain no-repeat;flex-shrink:0;width:20px;height:20px;margin-top:1px}.faq-item{border-bottom:1px solid var(--gray-100);overflow:hidden}.faq-item summary{color:var(--navy);cursor:pointer;-webkit-user-select:none;user-select:none;transition:color var(--transition);justify-content:space-between;align-items:center;gap:16px;padding:20px 0;font-size:16px;font-weight:600;list-style:none;display:flex}.faq-item summary:hover{color:var(--orange)}.faq-item summary::-webkit-details-marker{display:none}.faq-chevron{width:24px;height:24px;color:var(--orange);flex-shrink:0;transition:transform .2s}details[open] .faq-chevron{transform:rotate(180deg)}.faq-body{color:var(--gray-600);padding:0 0 20px;font-size:15px;line-height:1.65}.case-table{border-collapse:separate;border-spacing:0;width:100%;font-size:15px}.case-table th{background:var(--navy);color:var(--white);text-align:left;letter-spacing:.03em;padding:12px 16px;font-size:13px;font-weight:600}.case-table th:first-child{border-radius:8px 0 0}.case-table th:last-child{border-radius:0 8px 0 0}.case-table td{border-bottom:1px solid var(--gray-100);color:var(--gray-600);padding:12px 16px}.case-table tr:last-child td{border-bottom:none}.case-table tr:nth-child(2n) td{background:var(--gray-50)}.case-table .highlight td{color:var(--navy);font-weight:600}.risk-card{background:var(--white);border:1px solid var(--gray-100);border-left:4px solid var(--orange);border-radius:0 10px 10px 0;margin-bottom:16px;padding:24px}.form-label{color:var(--navy);margin-bottom:6px;font-size:14px;font-weight:600;display:block}.form-input,.form-textarea,.form-select{width:100%;font-family:var(--font);border:1.5px solid var(--gray-200);color:var(--text);background:var(--white);transition:border-color var(--transition), box-shadow var(--transition);border-radius:8px;outline:none;padding:11px 14px;font-size:15px}.form-input:focus,.form-textarea:focus,.form-select:focus{border-color:var(--orange);box-shadow:0 0 0 3px #fc970426}.form-textarea{resize:vertical;min-height:120px}#mobile-menu{border-top:1px solid var(--gray-100);transition:max-height .25s,opacity .2s;overflow:hidden}#mobile-menu.open{display:block}.footer{background:var(--navy);color:#ffffffb3;font-size:14px;line-height:1.6}.footer a{color:#ffffffa6;transition:color var(--transition);text-decoration:none}.footer a:hover{color:var(--orange)}.footer-title{text-transform:uppercase;letter-spacing:.07em;color:#ffffff73;margin:0 0 16px;font-size:13px;font-weight:700}.footer-bottom{color:#fff6;border-top:1px solid #ffffff14;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:8px 24px;padding:20px 0;font-size:13px;display:flex}.badge{background:var(--orange-light);color:var(--orange-dark);border-radius:99px;padding:4px 10px;font-size:12px;font-weight:600;display:inline-block}.badge-navy{color:#ffffffd9;background:#ffffff1a}.breadcrumb{color:#ffffff8c;align-items:center;gap:6px;margin-bottom:20px;font-size:13px;display:flex}.breadcrumb a{color:#ffffff8c;text-decoration:none}.breadcrumb a:hover{color:var(--orange)}.breadcrumb span{color:#ffffff59}.text-orange{color:var(--orange)}.text-navy{color:var(--navy)}.divider{background:var(--gray-100);border:none;height:1px;margin:0}@media (width<=767px){.hide-mobile{display:none!important}.section{padding:56px 0}.container{padding:0 16px}}